Rates
HOME EQUITY RATES
Product | Terms | APR |
Home Equity Lines of Credit* | – | 5.00% – 6.75% |
*Home Equity Line of Credit: Rates are tied to Wall Street Journal Prime Lending Rate and are subject to change monthly. Prime rate as of 06-23-2022 is 4.75%. Current margins range from 0.25% to 2.00% with rates ranging from 5.00% to 6.75%. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of credit history, CLTV, property type and amount of credit. Rate will not exceed a maximum APR of 18%. For example, closing costs on a $75,000 home equity line of credit could range from $410 to $870. Offer applies to owner-occupied properties of one or two units only and is subject to change.
CONSUMER LOANS
Call an AIBM banker for current rates.
CHECKING/SAVINGS
No Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
Investors Checking Plus* | $100.00 | .50% | .50% |
Investors Premier Business Savings* | $100.00 | 0.60% | 0.60% |
Green Money Market Savings Account* | $100.00 | 0.80% | 0.80% |
Legacy Money Market Savings Account* | Not available for new accounts | 0.90% | 0.90% |
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CERTIFICATES OF DEPOSIT**
$500.00 Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
3 Month | $500.00 | 0.75% | 0.75% |
6 Month | $500.00 | 0.75% | 0.75% |
9 Month | $500.00 | 0.75% | 0.75% |
12 Month | $500.00 | 1.00% | 1.00% |
15 Month | $500.00 | 1.50% | 1.51% |
18 Month | $500.00 | 1.75% | 1.76% |
24 Month | $500.00 | 2.00% | 2.02% |
36 Month | $500.00 | 2.00% | 2.02% |
48 Month | $500.00 | 2.00% | 2.02% |
60 Month | $500.00 | 2.00% | 2.02% |