Rates

HOME EQUITY RATES

ProductTermsAPR
Home Equity Lines of Credit*5.00% – 6.75%
*Home Equity Line of Credit: Rates are tied to Wall Street Journal Prime Lending Rate and are subject to change monthly. Prime rate as of 06-23-2022 is 4.75%. Current margins range from 0.25% to 2.00% with rates ranging from 5.00% to 6.75%. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of credit history, CLTV, property type and amount of credit. Rate will not exceed a maximum APR of 18%. For example, closing costs on a $75,000 home equity line of credit could range from $410 to $870. Offer applies to owner-occupied properties of one or two units only and is subject to change.

CONSUMER LOANS

Call an AIBM banker for current rates.

CHECKING/SAVINGS

No Minimum Balance to Obtain APY

ProductMinimum Opening DepositInterest RateAPY
Investors Checking Plus*$100.00.50%.50%
Investors Premier Business Savings*$100.000.60%0.60%
Green Money Market Savings Account*$100.000.80%0.80%
Legacy Money Market Savings Account*Not available for new accounts0.90%0.90%

CERTIFICATES OF DEPOSIT**

$500.00 Minimum Balance to Obtain APY

ProductMinimum Opening DepositInterest RateAPY
3 Month$500.000.75%0.75%
6 Month$500.000.75%0.75%
9 Month$500.000.75%0.75%
12 Month$500.001.00%1.00%
15 Month$500.001.50%1.51%
18 Month$500.001.75%1.76%
24 Month$500.002.00%2.02%
36 Month$500.002.00%2.02%
48 Month$500.002.00%2.02%
60 Month$500.002.00%2.02%
*No tiers. Rate paid on entire balance. The interest rate and annual percentage yield may change after account opening. Rates are subject to change. Fees could reduce the earnings on the account. Interest rates and Annual Percentage Yields (APY) are current as of 6-23-2022. FDIC Insured.
**Early withdrawal penalty: 12 months and under – 3 months of interest 18 months and up – 6 months of interest. FDIC Insured.