Rates
HOME EQUITY RATES
Product | Terms | APR |
Home Equity Lines of Credit* | – | 7.50% – 9.75% |
*Home Equity Line of Credit: Rates are tied to Wall Street Journal Prime Lending Rate and are subject to change monthly. Prime rate as of 3-1-2023 is 7.75%. Current margins range from -0.25% to 2.00% with rates ranging from 7.50% to 9.75%. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of credit history, CLTV, property type and amount of credit. Rate will not exceed a maximum APR of 18%. For example, closing costs on a $75,000 home equity line of credit could range from $410 to $870. Offer applies to owner-occupied properties of one or two units only and is subject to change.
CONSUMER LOANS
Call an AIBM banker for current rates.
CHECKING/SAVINGS
No Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
Investors Checking Plus* | $100.00 | 0.75% | 0.75% |
Investors Premier Business Savings* | $100.00 | 1.25% | 1.26% |
Green Money Market Savings Account* | $100.00 | 1.85% | 1.87% |
Legacy Money Market Savings Account* | Not available for new accounts | 1.85% | 1.87% |
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CERTIFICATES OF DEPOSIT**
$500.00 Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
7 Month | $500.00 | 2.50% | 2.53% |
7 Month Jumbo CD | $100,000.00 | 4.50% | 4.59% |
9 Month | $500.00 | 4.00% | 4.07% |
9 Month Jumbo CD | $100,000.00 | 4.25% | 4.33% |
12 Month | $500.00 | 3.50% | 3.56% |
12 Month Jumbo CD | $100,000.00 | 4.00% | 4.07% |
18 Month | $500.00 | 3.00% | 3.04% |
24 Month | $500.00 | 3.00% | 3.04% |
36 Month | $500.00 | 3.00% | 3.04% |