Rates
HOME EQUITY RATES
Product | Terms | APR |
Home Equity Lines of Credit* | – | 3.99% – 5.50% |
*Home Equity Line of Credit: Rates are tied to Wall Street Journal Prime Lending Rate and are subject to change monthly. Prime rate as of 11-01-2021 is 3.25%. Current margins range from 0.74% to 2.25% with rates ranging from 3.99% to 5.50%. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of credit history, CLTV, property type and amount of credit. Rate will not exceed a maximum APR of 18%. For example, closing costs on a $75,000 home equity line of credit could range from $410 to $870. Offer applies to owner-occupied properties of one or two units only and is subject to change.
CONSUMER LOANS
Call an AIBM banker for current rates.
CHECKING/SAVINGS
No Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
Investors Checking Plus* | $100.00 | 0.25% | 0.25% |
Investors Premier Business Savings* | $100.00 | 0.25% | 0.25% |
Green Money Market Savings Account* | $100.00 | 0.40% | 0.40% |
Legacy Money Market Savings Account* | Not available for new accounts | 0.50% | 0.50% |
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CERTIFICATES OF DEPOSIT**
$500.00 Minimum Balance to Obtain APY
Product | Minimum Opening Deposit | Interest Rate | APY |
3 Month | $500.00 | 0.25% | 0.25% |
6 Month | $500.00 | 0.25% | 0.25% |
9 Month | $500.00 | 0.25% | 0.25% |
12 Month | $500.00 | 0.40% | 0.40% |
18 Month | $500.00 | 0.40% | 0.40% |
24 Month | $500.00 | 0.40% | 0.40% |
36 Month | $500.00 | 0.40% | 0.40% |
48 Month | $500.00 | 0.40% | 0.40% |
60 Month | $500.00 | 0.40% | 0.40% |
